Why Preplan?

 

Make the Hard Decisions Now

Most people are unaware of the fact that more than 150 decisions must be completed within the first 24 to 48 hours after the death of a loved one. You can relate this to planning a wedding within two short days. By arranging your final wishes now, you can ensure that your friends and family don’t have to deal with the stress of making these tough decisions during their time of grief. By making your plans now, your loved ones don’t have to guess at what you may have wanted.

Peace of Mind

You and your family can rest assured that you were remembered as you wanted to be. Your final wishes will be carried out exactly how you envisioned. You and your loved ones can have the peace of mind knowing that although you won’t need the plans for years to come, when they are needed, they will eliminate emotional and financial hardship.

Save Financially

Inflation has affected the prices of all products and services over the years and funerals are no exception.  By preplanning and pre-funding, you can often ensure that you are getting the funeral you want at today’s prices.  Many people assume that savings or life insurance policies will cover their final expenses.  Unfortunately, funerals must be paid for up front, and many life insurance policies or bank accounts aren’t accessible to families at the time of need.  Many life insurance policies can take up to 90 days to pay out the appropriate death benefit.
By prefunding, your family won’t be struggling to find ways to fund your funeral.  Additionally, by prefunding through a funeral home or with a funeral trust, the funds that you set aside are no longer considered an asset, thereby protecting them from Medicaid, nursing homes, creditors, and probate.